Terms of Use

1. Acceptance & eligibility

By accessing or using the Service you confirm that you have read, understood and agree to these Terms and our Privacy Policy. If you do not agree, please do not use the Service.

You may use the Service if you are at least 13 years old. If you are under 18, you may use the Service only with the consent and under the supervision of a parent or lawful guardian, who agrees to these Terms on your behalf. Users of certain features (for example, paid courses inside our apps) may be subject to additional eligibility requirements.

2. The Service

The Service includes:

• Free study content on padho.club — pillar guides (UPSC, MPSC, TSPSC, TNPSC, WBCS, Vriddhi), NCERT chapter solutions, topic deep-dives, and daily current-affairs digests, in English and several Indian languages.
• Free interactive tools (calculators, eligibility checkers, comparators, trackers).
• Links to and information about our learning apps.

The Service is provided primarily for personal, non-commercial educational use. We may add, change, suspend or discontinue features at any time without prior notice. Some content (for example, app features described on this site) may be marked as “coming soon” or “in development”; you should not rely on the availability of any specific feature.

3. Accounts & subscriptions

Most of padho.club can be used without an account. If you create an account or subscribe to a newsletter / digest:

• You agree to provide accurate information and to keep it current.
• You are responsible for activity that happens under your account, and must keep your login credentials secure.
• You can close your account or unsubscribe at any time. See our Privacy Policy for how we handle your data afterwards.
• Any paid plans (in our apps) will be governed by additional terms shown at the time of purchase, including pricing, billing, renewal and refund policies.

4. Acceptable use

When using the Service, you agree not to:

• Violate any applicable Indian law or the law of your jurisdiction.
• Infringe anyone's intellectual property, privacy or other rights.
• Upload, post or transmit content that is unlawful, defamatory, obscene, hateful, harassing, or harmful to minors (Rule 3 of the IT (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021).
• Impersonate any person, including any of our staff or editorial team.
• Attempt to gain unauthorised access to, or interfere with, the Service or any other user's use of it.
• Use any scraper, bot, crawler or automated method to extract large volumes of content, except for compliant indexing by general-purpose search engines.
• Use the Service to develop a competing product, or to train AI / machine-learning models, without our prior written consent.
• Resell, redistribute or commercially exploit any part of the Service without our written permission.

5. Intellectual property & permitted use of content

All original text, design, graphics, code, study guides, deep-dives, summaries and current-affairs editorials on padho.club are owned by Multilingo Education Private Limited or licensed to us. The “Padho.club” name and logo are our trademarks.

You may:

• Read, browse and personally save pages for your own study.
• Share links to our pages on social media or with classmates.
• Quote short extracts (up to ~150 words) with clear attribution and a link back to the source page (fair dealing under Section 52 of the Copyright Act, 1957).
• Print pages for personal, classroom or non-commercial study use.

You may not:

• Reproduce substantial portions of our content on another website, app, YouTube channel or printed product.
• Remove attributions or copyright notices.
• Sell or sub-license our content.
• Use our content to train an AI model without our prior written permission.

NCERT textbook content reproduced for study purposes belongs to the National Council of Educational Research and Training; our chapter summaries, exercise answers, deep-dives and exam-tagging are original works of the Padho.club editorial team.

6. User-generated content

If we let you submit comments, questions, feedback or other material (“User Content”) at any point, you grant us a worldwide, non-exclusive, royalty-free, perpetual licence to host, store, reproduce, modify (for formatting), publish and display that User Content on the Service in connection with the purpose for which you submitted it. You confirm that the User Content is yours, does not violate any law or right, and is not defamatory or otherwise objectionable. We can remove User Content at our discretion, especially if it violates these Terms or applicable law.

7. Third-party links and apps

The Service may link to third-party websites, services and resources (for example, news sources we cite, government portals, our app pages on app stores). We do not control these third parties, and we are not responsible for their content, terms or practices. You access them at your own risk.

8. Educational disclaimer & no professional advice

Our editorial team works hard to be accurate and up-to-date, but we make no guarantee that any piece of content is free from errors, omissions or out-of-date references. Where we cite court judgments, government notifications or news reports, we do our best to link to authoritative sources — please rely on those primary sources for any decision that matters.

Tools provided on padho.club (income tax calculator, salary growth visualiser, exam comparator, etc.) produce indicative figures only, based on the inputs you provide and publicly available information. They are not a substitute for advice from a qualified chartered accountant, lawyer or other professional.

9. Warranty disclaimer

To the maximum extent permitted by law, the Service is provided on an “as-is” and “as-available” basis, without warranties of any kind, whether express or implied, including the implied warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the Service will be uninterrupted, secure, error-free, or free of viruses.

10. Limitation of liability

To the maximum extent permitted by law, Multilingo, its directors, officers, employees and contractors will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data, goodwill or opportunity, arising out of or in connection with your use of (or inability to use) the Service, even if we have been advised of the possibility of such damages.

Our total aggregate liability for all claims arising out of or relating to the Service in any 12-month period will not exceed the greater of (a) the amount you paid us for the Service in that period, or (b) ₹1,000.

11. Indemnity

You agree to indemnify and hold harmless Multilingo and its team from any claim, loss, liability, damage or expense (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the Service, or your violation of any law or third-party right.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have breached these Terms or applicable law, or to protect the Service or other users. Sections that by their nature should survive termination (intellectual property, disclaimers, limitation of liability, indemnity, governing law) will survive.

13. Changes to these Terms

We may update these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page. For material changes, we will provide a prominent notice on the site (or by email, where appropriate) at least 14 days before the change takes effect. Your continued use of the Service after the changes take effect means you accept the updated Terms.

14. Governing law & jurisdiction

These Terms are governed by the laws of the Republic of India. Subject to any mandatory consumer-protection laws that give you the right to bring a claim in your home court, you and Multilingo agree that the competent courts at Bengaluru, Karnataka will have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Service. The parties may attempt mediation or arbitration under the Arbitration and Conciliation Act, 1996 before approaching the courts.

15. Contact & grievance redressal

For any question, complaint or notice under these Terms, including notices under Rule 3(2) of the IT (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, please contact our Grievance Officer:

By using padho.club you confirm that you have read and accepted these Terms of Use. Please also read our Privacy Policy.