How to use this glossary

Scheme abbreviations are heavily examined and central to governance (GS-2). Group by theme — rural, urban/housing, financial inclusion and welfare.

MGNREGA
Job guarantee
PMAY
Housing
PMJDY
Bank accounts
PM-KISAN
Farmer support

Rural and employment

Abbr.Full form
MGNREGAMahatma Gandhi National Rural Employment Guarantee Act
PMGSYPradhan Mantri Gram Sadak Yojana (rural roads)
NRLMNational Rural Livelihoods Mission
PMKSYPradhan Mantri Krishi Sinchayee Yojana (irrigation)
PM-KISANPM Kisan Samman Nidhi (farmer income support)

Housing and urban

Abbr.Full form
PMAYPradhan Mantri Awas Yojana (housing)
AMRUTAtal Mission for Rejuvenation and Urban Transformation
SBMSwachh Bharat Mission
PMUYPradhan Mantri Ujjwala Yojana (LPG)
DAY-NULMDeendayal Antyodaya Yojana – National Urban Livelihoods Mission

Financial inclusion and welfare

Abbr.Full form
PMJDYPradhan Mantri Jan Dhan Yojana (bank accounts)
PMJJBYPM Jeevan Jyoti Bima Yojana (life insurance)
PMSBYPM Suraksha Bima Yojana (accident insurance)
APYAtal Pension Yojana
PMFBYPradhan Mantri Fasal Bima Yojana (crop insurance)
NSAPNational Social Assistance Programme

UPSC angle

Schemes are heavily asked — link each abbreviation to its sector and objective. Watch the PM- (Pradhan Mantri) prefix and the insurance trio (PMJJBY/PMSBY/APY).

Frequently asked questions

What is the full form of MGNREGA?

Mahatma Gandhi National Rural Employment Guarantee Act.

What does PMAY stand for?

Pradhan Mantri Awas Yojana — the government’s housing-for-all scheme.

What is the full form of PMJDY?

Pradhan Mantri Jan Dhan Yojana — the financial-inclusion (bank account) scheme.

What is the full form of PM-KISAN?

Pradhan Mantri Kisan Samman Nidhi — an income-support scheme for farmers.